Financial guide
From start to finish, very smooth and clear approach, process and execution. Mr Austin and Ms KF , both were very professional. Great experience.
AOP Pizza
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South End Capital a division of Stearns Bank, N.A.
4.950 reviews
Last reviewed: Feb 27, 2026Do you agree with South End Capital a division of Stearns Bank, N.A.'s TrustScore? Voice your opinion today and hear what 120 customers have already said.
southendcapital.comMember since Mar 2026
South End Capital a division of Stearns Bank, N.A. is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 4.9 out of 5 stars. Last reviewed February 27, 2026.
Customer Reviews
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50 reviews
Excellent and efficient!
Very efficient process!
Sam Renta
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Cody was such a pleasure to work with
Cody was such a pleasure to work with. He was always available and very helpful throughout the whole and long process. Stearns is lucky to have him! He really cares.
Deep
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A true partner every step of the way
Working with Stearns Bank was one of the most collaborative and thoughtful experiences we've had through this process.SBA financing is no small lift — it takes time, detail, and a team that doesn’t just check boxes, but actually leans in. The Stearns team did just that. They were proactive, transparent, and genuinely cared about getting us to the finish line.There were twists and turns (there always are), but they never flinched. They kept us on track, communicated clearly, and made sure we always felt supported.We're incredibly grateful — and proud to call them a partner.
Justin Cohen
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THEY REALLY GET THE JOB DONE
Ernst Pierre here and i can truly say what a great experience i had with this company. They came through for my client who owns a trucking company and was in need of working capital. Thank you Matt Naughton for always making yourself available to answer questions. Looking forward to closing Bigger deals this week with you guys.
Ernst Pierre
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Great Lender
Working with this team has been fabulous for me, my customers and vendors alike. The ease of portal entry to approval, docs and funding is swift and seamless.The knowledge and kindness they provide is always readily accessible by phone and email - a gift when immediate help is needed. They are and will continue to be top of the list for Clark Capital
Susan Clark
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Exceptional Service and Unmatched Professionalism
Great company! Honest and reliable. Matt and his team consistently offer exceptional service and unmatched support. I highly recommend working them for all your finance needs.
Russel Swersky
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Great Professional Experience
It was a pleasure working with Stearns Bank. Not only did they act professional in every way but they also responded to questions immediaely. Also they were able to adapt quickly when the loan took differnt turns along the way,. Most banks cant do that
Joseph Greenwald
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We've had the pleasure of working with…
We've had the pleasure of working with South End Capital, and the experience has been outstanding from start to finish. Their team is knowledgeable, responsive, and truly understands the needs of our clients. Whether it's navigating complex transactions or providing timely support, they consistently go above and beyond. It's rare to find a financial partner that combines reliability, transparency, and a genuine commitment to long-term relationships — but South End Capital delivers on all fronts. We're proud to call them a trusted partner and look forward to continuing our collaboration.
Ben Goldman
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They are no good and clueless!
They suck. Bait and switch. They claim to be a lender but rep is not familiar with any guidelines. In their marketing The claim to have true line of credits but only offering hard money loc with up to 36 month. My business is over 12 years old with established duns, and over 740 personal scores and I get bank loans no problem, and they don’t even have regular bank type products. Looks like they get your info she then blast it to other banks with hopes that it lands somewhere. Clueless and useless company in my opinion.I have 2 stars because of good texting replies, but is about the only good think about them.
Andre
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Very disappointing expierience
I got a loan through them for Vader mountain finance. Southend was very helpful, however my loan was retracted after closing! I appreciate the help but they really should not bring such lenders to their clients if they are going to refused after closing!
Brian Horn
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Perfect 👍is good for me us to get the…
Perfect 👍is good for me us to get the money 😁
Lina Lina
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Exceptional security and modern
I recommend South End Capital a division of Stead s Bank for its solid reputation for exceptional customer service, a wide range of financial products, competitive rates, and an intuitive online platform. Its dedication to security and technological innovation also makes it an excellent choice for those seeking a reliable and modern financial institution.
Mundo de Crianças
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SouthEnd Capital impresses with its…
SouthEnd Capital impresses with its wide range of flexible financing solutions. Their application process is straightforward, and the customer service team is knowledgeable and supportive. Ideal for anyone seeking hassle-free financial services with personalized attention.
ArtLegends
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Greath choice
Each region needs its own development in the field of banking. This platform provides this opportunity and makes people's lives easier and more carefree. Great choice
Maksvel Brown
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The process was professional and effective.
The bank representatives were professional and helpful.
Bruce Chamberlincustomer
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My loan officer
My loan officer, Joshua was spectacular! He and his assistant, Amy, were with me every step of the way! I never once had to wonder what was going on. They both worked very hard for me and with me to get this loan done! Highly recommend!
Jennifer Worthem
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Good company and best for all
Good company and best for all
Kiran Sanadi
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Excellent service and programs!!
Excellent service and programs!!
Sung
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A truly professional banking experience.
The banker that was assigned to my client's file was extremely professional and did an amazing job managing the loan process. The banker showed a great deal of persistence in guiding this loan to a closing, as this loan had some challenges.
Wayne Gerenstein
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According to TrustPlane, South End Capital a division of Stearns Bank, N.A. has a 4.9/5 rating based on 50 verified reviews as of April 2026. Source: trustplane.app/company/southendcapital-com