I’ve been consulting with Chris from…
I’ve been consulting with Chris from The Credit Genius for almost a year now regarding my U.S. setup. He helped me understand the process around forming a U.S. LLC, getting an ITIN, opening the right bank accounts and building a strong U.S. credit profile as a non-resident.Chris also advised me on getting a German Amex Platinum so I can later use the Amex Global Transfer to strengthen my U.S. credit history. His guidance has been very practical and based on real experience, which helped me avoid a lot of common mistakes.I’m currently preparing my move to the U.S. and the support has been very valuable throughout the process.Important to note: Chris and The Credit Genius are not affiliated with the UK company “Credit Genius” that charges £24.95. They are completely separate businesses.Highly recommended if you’re looking for guidance around U.S. banking and credit as an international founder.
Daniel Groß
Working with The Credit Genius has been…
Working with The Credit Genius has been an highly educational experience. My husband and I learned how to maximize our point redemption using specific cards for specific purchases with Chris’s guidance based on our personal spending. Chris developed a plan for each of us and now 1 year later we are using our points for business class tickets to the Maldives! We couldn’t be happier we decided to work with him. There is a lot to learn and continue learning and chris is a professional, trustworthy, knowledgeable and efficient educator! We are so grateful!!!!
Kat
Simple strategy, so many more points!
A close friend recommended I work with Chris, and my experience has been incredible!Chris created a customized credit card strategy for me based on my spending habits. I now have several cards for different expenses, it's simple and straightforward to manage, and I earn SO many more points now. It's amazing.Chris also showed me how to more strategically redeem my points (I was doing it all wrong!), and that has been incredibly helpful too. On top of that, Chris is a great guy, and it's been so fun to collaborate with him! Highly recommend.
Patrick O'Donnell
A Game-Changer for Credit Health: My Experience with Credit Genius”
I recently discovered the Credit Genius app, and it has been nothing short of transformative. This app has not only helped me understand my credit better but has also provided me with actionable strategies to improve it. The impact has been profound, and I’m excited to share my experience.Its a game changer for credit health!Fabian Thompson
Fabian Thompson
Chris is a "Credit Genius" indeed!
Working with Chris has been a game changer not only in regards of luxury travel experiences but being able to build credit in the US despite being a non-resident.Within a few months he helped me to get:• An ITIN• A physical mail address in the US• 5 US Personal Cards with Amex Global Transfer• +700 Fico Score• Chase Personal & Business Checking Accounts• Chase Ink Preferred Card with 50k limitNot only is he ALWAYS available for any questions and gives incredibly reliable advice, he also has an astounding network of bankers that he could refer me to when I traveled to the US to open several accounts.For anyone asking themselves if they should work with him - this has been one of the most valuable business decisions i have made in the past few years.And for anyone asking themselves why you find some 1-star reviews here... Unfortunately there is a UK based company that shares the same name "Credit Genius" but doesn't have anything to do with Chris 😅
Bastian Barami
Chris is a true Pro!
Working with Chris has been a great experience. I was looking for someone like him for years - someone who could help non-US citizens master the US credit system. Please ignore all the one-star reviews they are for some UK-based company and not for the consulting services that Chris provides
RM
Chris / The Credit Genius is awesome
Chris / The Credit Genius is awesome! I enjoyed the full experience. He mapped out my whole plan for me and looking forward to earning the points and trying all the hacks he taught me. Even a 5th grader can implement his program. :-) I highly reccomned Chris and his thorough knowledge and professionalism. Well worth the price of admission. I hope to see him in person to have geniune Toast!
Gary Schwartz
Perfect credit card setup for business and private
Very nice experience, I never thought this would be so helpful for me but now I am earning points on all my expenses business and private. Chris helped me to set up all my accounts and is giving me perfect advice for my upcoming travels.
Finn
Highly recommend to work with The…
Highly recommend to work with The Credit Genius! Chris helped me to fully optimize and re-structure my Personal & Business Credit Card Setup in the US. All of my Credit Card applications got approved with the detailed implementation plan he mapped out for me. One of the key advantages in working with Chris is his network of Bank Business Relationship Managers in the US to get all applications approved with high limits. We were able to score close to 250k Points in just 2 months and I will save $5000 in interest over the next 12 months due to a smart balance transfer he recommended.In addition, I know exactly now how to redeem my Points & Miles for max value by booking Business & First flights as well as Hotels through the best strategies & search engines.
Ali Mojaddedi
Highly recommended
Highly recommended! Chris is extremely professional and helped me very quickly to set up my banking strategy. After two months I earned over 70k travel miles and enjoyed already about 10 airport VIP Lounges. I am looking forward to keep working with him in the future.
Leon Xm
Chris is a Miles Growth Hacker!
Chris is a real miles collecting and spending expert. He helped me to develop a strategy for my business expanses as well as my private spending. In 2 Weeks I'll enjoy my first q-suite travel experience from FRA to DPS, thanks to Chris!
Philipp Kaul
Chris was very knowledgeable
Chris was great. He was very knowledgeable and is able to give advice based on what types of goal you want to accomplish i.e cashback, travel.
Oki
10/10
Had a great experience with Chris. Great Product and was exactly what I expected. Also, he was always helpful afterward.Would definitely recommend. 10/10
Sebastian
Incredible Knowledge given with clear next steps
I was super impressed with the quality and in-depthness of Christophers work. His findings were precise and he displayed the best solutions for multiple different personal scenarios. Me being Switzerland based its not the easiest to find good strategies but Chris found some great options for me.Can highly recommended anyone really looking to step up their points/Miles game. Thanks Christopher!
Johan
Amazing Service with Real Results
It's been an absolute pleasure working with Chris! His knowledge is unmatched and in just a few months, we've already collected nearly 500,000 bonus points. We couldn't recommend his services more.
Josh Weinstein
Exceptional Service and Expert Guidance at 3BYC
I want to express my sincere gratitude and satisfaction with your service. The collaboration with Chris has been exceptionally enriching and helpful.Chris, thank you for your outstanding guidance and strategic support. You've shown me the untapped potential in my professional and personal spending habits. With your assistance, I've selected the best credit cards to accumulate miles and points from my everyday expenses, which will fund future travels and flights.Your organization is top-notch, everything is meticulously documented, and Chris is always available to answer questions and provide advice. I wholeheartedly recommend 3BYC and look forward to continuing our successful partnership.Thank you and keep up the excellent work!
Kevin Frick
First free flight is coming up already!
Chris helped me a lot with my creditcard setup how to spend points and picking flights. Lounge acces is awesome and i'm getting on my first free flight in a couple of weeks!
ErikD
Chris helps me maximize my travel experiences with the spending I'm already doing
Chris is excellent at what he does. He knows the best deals at the moment and delivered an in-depth credit card strategy that is very unique to my spending situation. He also has insider information and knowledge that I simply could not achieve myself overnight. He's worth every dollar. I've been able to maximize points on what I'm already spending and reap the rewards. The ROI is huge.
Karissa
Super organized, good service, good guidance
Great service and on point strategy consulting. Thank you Chris for pointing out potentials and for putting together an easy to follow credit card set up including user guidance.Always knew I had unused potential with professional/private spending. Chris helped me work out the best credit cards to use my everyday spending to gather miles and points that will help to pay for trips and flights in future.Super organized, fully documented and always available.I do recommend 3BYC.
Tobias Hambach
Build your credit card portfolio with Chris!
I met with Chris a couple months ago to go over a credit card plan for me to build reward points and miles for the spending I was already doing and planning to do in the future. He is a very personable guy, but even more, so knowledgeable about the credit card market. He knew about all the cards and took the time to answer all of my questions. Still almost two months after receiving my consult, he is responsive to my questions as my plan shifts due to the nature of the industry. I've been accepted to the three credit cards I've applied for so far, and I have a few more to go as the year progresses. I'm sure I will use his services again!I'm happy to highly recommend Chris's services to build your credit card portfolio and utilize points you already have. 10/10
Dan Barker
