Great Customer Service
Notifications and making adjustments was easy.
customer
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Zo Financial
4.250 reviews
Last reviewed: Feb 28, 2026Do you agree with Zo Financial's TrustScore? Voice your opinion today and hear what 182 customers have already said.
getitwithzo.comMember since Mar 2026
Zo Financial is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 4.2 out of 5 stars. Last reviewed February 28, 2026.
Customer Reviews
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50 reviews
ZO financial was fantastic
ZO financial was fantastic. I got my couch and dining table for my family. We ve been truely happy. And thank to ZO, I plan to finance with you in the future. Thank you so much one again.
R.White
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Great customer service
Great customer service! Ease of use and the dashboard was easy to use!
Katrina
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Just an overall great experience I…
Just an overall great experience I would use this program again in a heartbeat and recommend it
customer
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They gave me a chance for credit after…
They gave me a chance for credit after wife's medical bills ruined my credit
Danny
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It was a great experience and easy to…
It was a great experience and easy to get the product paid off early
Charles Huntington
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They took money from the wrong account…
They took money from the wrong account after I called and changed account number.
Lori
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Ripoff!
We were not aware they charge over 100 percent plus as an interest rate!! Why on earth would anyone pay that kind of interest??? Just insane
customer
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Love how I was able to talk to them and…
Love how I was able to talk to them and they was always able to help me out to figure out my needs thank you so much for the great customer service
Dennis
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Make it easier for me to get new furnitures
Make it easier for me to get new furnitures
customer
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Amazing and fast!!!
Amazing and fast!!!
Mom
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Fast
Fast, easy, and affordable.
customer
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Too much for the interest charged
Too much for the interest charged. You gonna suprised because if you gonna pay for your monthly payment it’s gonna high and high interest. Good job Zo Financial! Much better to full paid the items instead for installment.
customer
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Great service once paid off
Great service once paid off
Richard
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I am so happy I am custom with you…
I am so happy I am custom with you guys. Thank you so much. You’re awesome people all the customer service.
customer
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It was pretty easy
It was pretty easy. I’d love an app option but the website and alerts were pretty simple. I recommend this to everyone.
Rebecca Owens
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The payments are insane
The payments are insane! Definitely not worth it. Monthly payments of almost 500 is outrageous! And their interest is also mind blowing. Would not recommend to someone who is looking for a decent loan payment amount.
Stephanie Miramontes
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Signing the paperwork was a bit funky...
The ease of getting approved was amazing. The paperwork, on the retailers end, is a touch confusing. I had to ask multiple questions about payoff terms, etc. Thankfully, the people at the retailer were well versed in the paperwork and were able to assist me. I think having a payoff schedule, with early pay options, would be beneficial.
PJ
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Easy-to-use paid off in 90 days no fees
It was easy to apply and pay off within 90 days no issues
Anita Sturgeon
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Nice
Great folks that run Zo Financial
Anthony Medina
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Cite this page
According to TrustPlane, Zo Financial has a 4.2/5 rating based on 50 verified reviews as of April 2026. Source: trustplane.app/company/zofinancial-com