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101 Financial is an online company. Based on 40 reviews on TrustPlane, it has an average rating of 4.7 out of 5 stars. Last reviewed December 31, 2025.
What can I say? It's a very great program! I wish I got into this years ago. The one thing that this company teaches is financial control. Money in, money out, and what's left over which is called "cash flow." This program changed my financial life. But you have to want it, and stick to it. Get in and get involved.
Joining 101 Financial has been THE best decision that we have ever made! It has truly changed our lives, and saved our marriage! With 101 we were able to pay off over $100k in consumer debt and student loans within 8 months! Our quality of life has improved 10 fold. My husband was able to retire without worry, I was able to drop to a part time position, and we are able to travel and enjoy time together. You can not put a price on that. We have also been able to acquire investment properties and build a future for our children. Our only regret is that we didn’t sign up earlier. Corrine, our instructor is so patient with us and makes you feel so comfortable with talking about such a vulnerable topic, finances. Love our 101 ohana!
My husband and I struggled between paying all our bills on time and providing for our family but 3 years as a student and we don't worry about that because of the strategies we learned from our instructor. We paid nearly 67k of various debts in 3 years and are currently working towards buying our first home and build our retirement. We would not be where we are right now if it wasn't for 101 financial. The system is easy to follow with curriculum that goes more in depth and our instructor is just phenomenal.
Been a student for about 3 years now and am truly grateful for my sister Madonna helping our family into this company! I am more confident in my daily financial decisions and since joining it has helped me turn my wishes into plans and those plans into reality! Mahalo 101
This company teaches the best solution to debt elimination and building wealth. It’s the best in the country. Helped me have financial peace of mind.
The best experience ever. Instructor was knowledgeable. The company is very family oriented, compassionate, honest and goal oriented.
What made my experience great? Lei... definitely Lei... her knowledge of 101 and what it can do and... what it can not do. The honesty and transparency was appreciated. Also her patience. Although I signed up it took me a while to get started because I thought the program would take away my financial freedom... so I say on it for almost 6 months .. and now 4 months after I finally started, I could kick myself for the 6 months I loss 😩. I have more financial freedom now because I'm more aware of where I am and the options I never knew where available to me. Definitely worth the investment in my future. Thanks Lei, I 'preciate you!
Before 101 Financial I felt like I was on the "financial mouse wheel" constantly running with no real positive impact in sight. Any new financial necessity that came up was a struggle to meet. I am forever grateful for meeting Rochelle! She is always kind, helpful and very patient. She would explain and go over a concept or a question I had over and over in a way that was easy for me to understand. Revisiting anything she taught would be beneficial.To pay off $17,000 in credit card debt in less than 6 months was shocking to me. My auto loan also went down at the same time from $30,000 to $16,000. By sticking to my plan, I plan to finish this loan in 2 years instead of 5.I still have questions, I get a little confused with specific transactions but I don't ever feel lost without hope because I know this works and Rochelle will be there to guide me. So grateful I took the leap!
After using 101 Financial for several years, I can confidently say it has had the single greatest impact on my financial life. The education, tools, and support they provide gave me a whole new way to look at money. I learned how to pay off debt more efficiently, use banking systems to my advantage, and take real steps toward long-term financial independence. 101 isn’t just a program—it’s a mindset shift. I’m truly grateful for everything I’ve learned and achieved through their system.
Just over 21 years ago we saw a glimpse of how 101 Financial could possibly help us get ahead. We made one of the best decisions in our lives to start. We definitely wanted our daughters to learn the 101 system so they can have a better future. Today we are all real estate investors and now we're teaching our grandchildren. We have revolved so much throughout all these years that there are always opportunities in front of us. Those that understand have the edge on those that don't. I don't even want to know where we would be financially if we hadn't started back then.Fast forward to today we are definitely experiencing the "Quality of Life" that we used to dream of!We are forever grateful that 101 Financial came into our life. Get started! Learn and apply what you learned! Next, create your future!
Our journey with 101 Financial began in the Spring of 2019. They introduced us to simple yet powerful strategies that helped us eliminate 22 years of mortgage payments in just three years and nine months. As of today, the only mortgages we hold are on two rental properties in Florida, purchased during the COVID pandemic. The education and confidence provided by 101 Financial empowered us to implement wealth-building strategies successfully. We are excited about the prospect of acquiring at least one more rental property in 2025.- Arnold Ahyuen, 101 Financial Instructor Money Coach
We were a couple of extreme financial illiterates and it took what seemed like a LONG time before we could make sense of all the numbers and how they connected.But God is good and brought Rochelle Inouye to us. She explained things over and over and OVER again, always with immense patience and compassion. Then VERY SLOWLY we began to see the connection of how the numbers flowed. About two months in, we paid off our credit card bill of over $10K! We were shell shocked. We’d been fighting a losing battle with the credit card debt like trying to stop a wave from crashing onto the shore. Usually after a payment it would mean tightening our belts and eating only rice and water until the next paycheck. But it wasn’t like that this time. We still had room to move and breathe. Then soon after another $10K plus of car loan paid off. We were stupefied and incredulous. We were seriously afraid that this was some cruel joke and had to keep asking whether it was real. It was real and still is real!Throughout the training, Rochelle would bring us back again and again reminding us of what she had taught us and how to remain vigilant of the numbers. She would tell us how when she first started there was no program to plug in numbers but only paper, pencil and calendar. That was over twenty years ago! No wonder she knows this stuff like the back of her hands! She would also share her own personal story of how it had been for her, where she and her family were when she first learned the 101 process, and how she remained focused to her goals. It was so heart stirring and inspiring listening to her tell her story. It made us want to do better for ourselves and remembering her story still humbles us.Rochelle Inouye is a wonderful WONDERFUL teacher and we’re unspeakably grateful that we got paired with her. Yes she taught us this FANTASTIC 101 process but she has instilled something more. She has taught us that it is first and foremost our intentions behind the use of money and staying FAITHFUL to it is what leads to successful outcomes. 101 is what it is because of such teachers and what a blessing it has been for us to have been guided with compassion and intelligence. Thank you so much Rochelle. Thank you. We remain forever grateful.
Kudos to my trainer and mentor Cheryl Duby . She has helped countless people with their finances and I am grateful I have a life coach who cheers me on . Life with 101 is definitely better . I will never go back to conventional banking and also am grateful for this financial education. God is good ..
Financial 101 has been a life changer. Working with our coach, Kristine Knight, has been nothing short of amazing. She’s very thoughtful, kind, considerate and patient. Thank you, Kristine for being such an amazing person and helping us succeed and get to a better placed 😊
Aloha! My name is Gina..The best decision I ever made in life was joining the 101 Financial Program. My instructor Rochelle was very supportive and I was able to pay off my debts in less than a year. I’ve joined a lot of other financial programs but 101 Financial works and opened up so much more cash flow for me. Everyone should join this program because it does work. I do recommend it to everyone and please reach out if interested. My goal is to continue and build a savings for when I retire.
Alan's direct support and our amazing instructor who goes out of her way for us makes going through something so tough and uncomfortable, kinda exciting, actually!! So grateful! We're on our way to financial freedom! 💪🏽💪🏽💪🏽
Enrolling in 101 Financial's courses has been life changing! In 8 months we paid off all of our debt and purchased our first home! With guidance from my instructor and the financial tools offered we've been able to stay organized with our budgeting and spending. I love 101 Financial! Everyone should be a student!
I started with 101 years ago. It worked so well and my personal instructor was so good I had my kids become a student. Now in their 20s they are debt free and disposable. Get connected and listen to your instructor. Great program and they have been around for 20 years.
101 Financial is by far the best personal finance program I’ve ever taken. I’ve tried several other classes over the years, but none of them offered the level of personalized, hands-on coaching that 101 Financial provides. The one-on-one support made all the difference for me.With the help of my coach, I was able to create a realistic budget, rebuild my credit, and—most incredibly—pay off $60,000 in student loan debt in just 18 months. That’s 8.5 years ahead of schedule!Taking the leap of faith to enroll in 101 Financial has completely changed my financial future. I’m forever grateful.
Investing in 101 Financial was one of the best financial decisions I’ve ever made. I’ve paid triple the cost for a single college course that I don’t even use in my daily life. Meanwhile, I spend money every single day—and this program finally taught me how to be smart about it.101 Financial gave me the tools and mindset to take control of my finances in a way no traditional class ever has. It’s practical, real-world education that actually makes a difference. If you’re tired of feeling lost with your money or living paycheck to paycheck, I can’t recommend this enough. It’s not just a class—it’s a life-changing shift in how you think about and manage your money. Absolutely life changing.
According to TrustPlane, 101 Financial has a 4.7/5 rating based on 40 verified reviews as of April 2026. Source: trustplane.app/company/101financial-com
