Had a awesome time with this loan…
Had a awesome time with this loan provider. The managers were really nice, making sure everything flowed well and quick funding made it even better!
EzraS
Was this helpful?
Second Chance Payday Loans
4.726 reviews
Last reviewed: Sep 2, 2024Do you agree with Second Chance Payday Loans's TrustScore? Voice your opinion today and hear what 26 customers have already said.
secondchancesfl.orgMember since Mar 2026
Second Chance Payday Loans is an online company. Based on 26 reviews on TrustPlane, it has an average rating of 4.7 out of 5 stars. Last reviewed September 2, 2024.
Customer Reviews
Write a ReviewFilter:
26 reviews
who wouldn't want some fast dough in a…
who wouldn't want some fast dough in a pinch, ya know? But that convenience's gonna cost ya. I am talking fees out the wazoo and interest thatll make your head spin and and they want their money back pronto, usually by your next paycheck. Figure they'll just grab it straight from your bank if you let 'em.
Sheryl Kruger
Was this helpful?
They offered reasonable interest…
They offered reasonable interest rates and showed dedicated support for community growth. A positive encounter in all!
Hannah Hunter
Was this helpful?
application was so quick and easy
application was so quick and easy, and I got the funds just in time to jingle all the way through the season. With reasonable interest rates, it's a win-win. If you're dreaming of a debt-free holiday, 1f cash advance can make it happen!
LayLa
Was this helpful?
scflorida team walked me through every…
scflorida team walked me through every step, and I'm satisfied with the terms
michaelSlayton
Was this helpful?
The main disadvantage of this app is…
The main disadvantage of this app is that it may be difficult to navigate it. In general, I am satisfied.
Bryony Dawson
Was this helpful?
Get refusal from traditional lenders…
Get refusal from traditional lenders because of your bad credit score? Don't worry! You can still apply for extra cash through this platform! Best interest rates, fast responses, and easy application process - everything you need to receive additional money hassle-free.
Stephanie Torres
Was this helpful?
really satisfied speaking with…
really satisfied speaking with Penelope, she is the branch manager and really awesome woman! she knows how to explain simply the contract
Hannah Oflaherty
Was this helpful?
loan terms offered were favorable
loan terms offered were favorable, and the interest rate was competitive compared to other lenders. However, it would have been beneficial to have more frequent updates during the approval phase.
Mark Mitchell
Was this helpful?
They hooked me up with the cash I…
They hooked me up with the cash I needed in no time, and the whole process was super easy. No complicated paperwork or hassle. Highly recommend if you're looking for a loan without the headache!
Sofya Jaloto
Was this helpful?
my manager was exceptional
my manager was exceptional. The whole process was quick and painless in and out in about 30 mins. The environment in west miami was relaxed and welcoming. Thank you both
Liza Moreet
Was this helpful?
They took the time to explain all the…
They took the time to explain all the details and answered my endless questions with patience. Plus, the branch itself had a really cool vibe, with comfy seating and a relaxed atmosphere. If you're in need of a loan and happen to be in west miami, I highly recommend checking out this branch of these guys
Arlinda Simonds
Was this helpful?
walked into this branch feeling like a…
walked into this branch feeling like a lost penguin in a desert, but boy, was I wrong! The staff greeted me with more enthusiasm than a squirrel finding a hidden stash of acorns. They truly turned my financial visit into a memorable experience!
Beth Lewis
Was this helpful?
This loan came to the rescue like a…
This loan came to the rescue like a superhero with a cape. The application was a breeze, and I got approved faster than my morning coffee kicks in. The best part? The funds were in my account lightning-fast. I could pay off those bills and breathe again. If you need a financial lifesaver, look no further than this loan!
Willow White
Was this helpful?
needed some cash for a spontaneous road…
needed some cash for a spontaneous road trip, and this loan totally had my back. I hit the road in no time and made memories for a lifetime
Allan Reese
Was this helpful?
was looking for a loan to help pay off…
was looking for a loan to help pay off my debts I found this agency and they had great rates and terms that worked for me. The contract looked fair, so I decided to go with them, no complaints
Jasmine Goolsby
Was this helpful?
my parents money for bills they were so…
my parents money for bills they were so stressed about their medical bills, and we just couldn't make ends meet without it. But then you came along with your loan and now we all can breathe easy! Thank you for helping us in our time of need! but some rates are too high maybe next time will be better
tiffany sparks
Was this helpful?
just nice service
just nice service, could apply in 3 mins and waited another 15 min for the approval & funded on the next day though nothing to complaints about
mary Nava
Was this helpful?
Scam
Do not give your business to this company. I had a contract them from August to December of last year 2022. The contract that I signed told me that everything was going to be taken care of by then. Month by month I was paying them so that they would be able to take care of all the payday loans that I owed. We’re now In April 2023 and I’m still receiving a letter from a payday loan that should’ve been taken care of by this company, second chance. I’ve gotten a couple letters saying that I’m past due. When I called the company the one that I am past due with, I was advised that second chance never sent over a power of attorney letter nor any documentation showing that they would be taking over that account. It is absolutely ridiculous and frustrating that I’m even having to still deal with this when they should have been taken care of back in December. Do not give them your business. When you call the company number and try to leave a message it hangs up on you right away and when you try to call customer service, it’s always the same rep answering the phone. He continuously “assures” you that it will be taken care of. I tried getting in touch with the representative that I originally talk to. She told me I could call her anytime. Her name is Michelle M. She has yet to respond to any of my emails any of my phone calls that I have made. I am truly disappointed because I put my trust in this company that they would help me out and the fact that I’m still receiving this letter, it tells me that this is a scam. Unacceptable.
Eliana Heredia
Was this helpful?
recently took out a payday loan with…
recently took out a payday loan with this company and I was really impressed with the service I received the staff were so helpful and guided me through the process, making it a stress-free experience, the interest rate was also competitive, which was a huge plus. I would definitely recommend them to anyone looking for a reliable and affordable loan provider
Andrew Burton
Was this helpful?
Cite this page
According to TrustPlane, Second Chance Payday Loans has a 4.7/5 rating based on 26 verified reviews as of April 2026. Source: trustplane.app/company/secondchancesfl-org