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RISEcredit.com

3.550 reviews
Last reviewed: Mar 12, 2026

Do you agree with RISEcredit.com's TrustScore? Voice your opinion today and hear what 5,807 customers have already said.

www.risecredit.comMember since Mar 2026

RISEcredit.com is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 3.5 out of 5 stars. Last reviewed March 12, 2026.

Customer Reviews

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Fast and easy service.

I was very happy with the quick service I received. Answered some questions, verification was simple and fast. Applied and had my money the next day.

John Watkins
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Loan

I applied for a loan, and they have given me a creit. I should receive my loan in 7-10 business days form the 4th of March;Gladys Waggerby

Gladys Waggerby
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Do not use this company

I took an offered deferral at the beginning of the loan. They increased my payments from 40 to 98 bi weekly payments that increased my total by over $20k. They did not provide a new TIL, nor did they indicate at the point of deferral the total cost of the deferral. After over a year of payments not one cent was applied to principle. If you use them, do not ever defer a payment or else you’ll end up in a debt trap. **Edited after Rise response ** Please note that I did contact Rise numerous times, as well as filed with the CFPG. Their responses were that due to the deferrals they did everything correct because I accepted the deferral. However, the extreme increase in total was not disclosed prior to accepting deferral. I did talk to one representative on the phone, Fernando, who agreed with me that this should not have happened, however every email I received from the company stood by their practices. Do not be fooled by their attempt in their response to make it seem like they want to try to fix it because they won’t and didn’t.

Shyloe Bunner
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great fast too aproval

great fast too aproval

Keith Armentrout
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Great job keep up the great job

Great job keep up the great job

customer
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Best business ever!!!

The loan was a positive experience and a quick one. I needed the loan to assist with some financial emergency. All I can say is WOW! The interest is high. But if you are in need of finances right away. This is the business to do a loan with. This is quick and easy and honest.

Mrsbren
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They made this very easy.

They made this very easy.. would definitely recommend to anyone

Jennifer Salazar
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I thought I was helping my situation.

Totally feel like I was manipulated into thinking this was a good idea. My extra payments do nothing. I was working to improve my credit, now I just signed over my soul. Pardon me if that is harsh. Too anyone who applies, do your research so you can decode the paperwork and know what your really paying.

Andrea
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Great loaning company

Helped out with loaning me the amount i need., but wish APR was a lower it would be amazing.

Marco
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Turbo Funding

On the surface....apr appears to be extremely high.... however....monthly repay options are designed to moderate fairly based upon speedy pay back. Funds were deposited fairly quick during bank holiday delays...Nice loan processing system. Very convenient...

BigBoy8008
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The lone rate of 186% percent is too…

The lone rate of 186% percent is too horrible for a loan

Jerome Togba
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Very easy to apply,quick response time.

Due to mounting issues with bills,I needed to access money to cover those expenses.I was accepted right away,and by the next business day had the loan money in my account.This has been a good experience, and recommend giving this company a try.Thank you!

Sally Russo
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Extremely predatory interest rates

Extremely predatory interest rates. Paying $100 plus in interest and $30 on principal.

Devin
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If you need a loan .My Loan was approve…

If you need a loan .My Loan was approve right away and check was mailed out in less the 24 hours. You can get your money deposit in checking account. Which would have been the next day! So I would try them out for sure!

Julie Ellefsen
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PLEASE DO NOT GET A LOAN WITH THIS…

PLEASE DO NOT GET A LOAN WITH THIS GREEDY, EXTORTIONATE, MONEY GRUBBING, COMPANY? THEY HAVE THE HIGHEST INTEREST RATES, IT IS PLAIN USERY. FIND ANOTHER COMPANY TO DO BUSINESS WITH.

Darla Carter
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Customer service is very very poor and…

Customer service is very very poor and RISE misleads you making you think they will help you. I applied for a loan and instead of them just telling me No so I could move along that asked me for my life history and 2 weeks still stringing me along they denied me and the very next day I applied at another company and I was not required to send in my life history and I was approved in a hour and the money was in my account the next day. ( DON'T MESS WITH RISE CREDIT).

Big Papi
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The process was fast

The process was fast! When I was in financial trouble you all had my back and I am grateful!

Brandi
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I enjoyed working with Rise Credit…

I enjoyed working with Rise Credit before, so I decided to come back. They are very friendly to work with you and their process is very quick. If I could give them 10 stars I would, very happy with them.

ALEXANDER, MECHELL P
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Lots of small prints

Lots of small prints. Do Not do this Loan. You will never pay it off to say the least. Over 100% interest.

Bunker Tattoo
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No matter how desperate you may be

No matter how desperate you may be, please don’t go this route. There’s no way I should still be paying on a $2,000 loan that has already reached over $5,000. I will NEVER again seek help from this company.

Dana Blocker
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Cite this page

According to TrustPlane, RISEcredit.com has a 3.5/5 rating based on 50 verified reviews as of April 2026. Source: trustplane.app/company/risecredit-com