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River Valley Loans

4.850 reviews
Last reviewed: Mar 6, 2026

Do you agree with River Valley Loans's TrustScore? Voice your opinion today and hear what 2,631 customers have already said.

rivervalleyloans.comMember since Mar 2026

River Valley Loans is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 4.8 out of 5 stars. Last reviewed March 6, 2026.

Customer Reviews

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My experience with River Valley Loans

The representatives at River Valley Loans are always very helpful and courteous. They are patient in answering any questions and explaining anything you might not understand. That helped the loan process go very smoothly and I really appreciated that.

Roben R. Chew
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Yes good i like

Yes good i like

Rafael Torrez
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I ask for certain amount and received…

I ask for certain amount and received it by the next day I was able to pay my rent

Jannet
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Quick and easy !

Quick and easy !! I needed a short term loan and You stepped up and provided it ..Thank you so much!!

michael golden
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Representative is key…

Representative was knowledgeable helped me with my inquiry with ease. I am a satisfied customer.

Victoria Dove
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This company is highway robbery I am…

This company is highway robbery I am not going to pay 10 12 months of an outrageous monthly interest rate. They removed a payment before it was even time for me to make the first payment which caused me to have an overdraft fee. These five star reviews that they're getting are fake absolutely who gives five stars to any business it's usually 7 and 1/2 I don't know that it even goes higher than that. This company is under many many lawsuits that are in progress it is against the law what they are doing. They know it is there's nothing they can do if you do not pay them close your account get a new card number you do not have to pay these people they are a tribal loan company. They don't care about these one star reviews. They don't care that it can break you that you could lose everything they don't care they're getting their money if everybody will close their account it is against the law of what they're doing they cannot force you to pay open up a new account and kiss them goodbye erase them from your mind your vulnerability and don't kick yourself for applying for a loan don't beat yourself up they don't care. Like I said what they are doing is against the law and these attorneys are going after them and they're trying to shut them down. It says nothing in the application that you sign that your interest rate is going to be ungodly I know it didn't in mind they are falsifying information and they are going to take them down they are tribal loan companies get on the internet and review these tribal loan companies and what's going on to put them out of business have a great day don't beat yourself up because they are coming after them then maybe we can sleep better at night knowing that they won't get away with this much longer I've already notified an attorney and I'm not paying them the ungodly interest I never signed off on it and I'm not paying it they do lie lesson learned stay away from tribal loans

Charlotta Smith
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I did not know when to pay

I did not know when to pay

Luis Angel
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The customer service representative are…

The customer service representative are very helpful to your situations and don't judge you. They do everything within the scope of their job to assist you with what ever issues you may be having. I applaud them!!!

Patrick Barber
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They are very professional and work…

They are very professional and work hard to take care of the customer.

Scott Koger
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They were very easy to do online

They were very easy to do online. It was quick and I got my money quickly

Richard
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Emergency

River Valley has become a financial friend to me in times of financial emergencies. Customer Service team are respectful and professional, I'm not happy with the interest rate 😞 however River Valley has been helpful in times of financial hardship.

Veronica
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Love them,used them twice and I'm…

Love them,used them twice and I'm satisfied! 🙂... Thanks again.

Ivelisse Camacho
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WARNING BE SURE TO REVIEW THE APR

WARNING BE SURE TO REVIEW THE APR. I have the funds to cover the loan amount of $700, I was just trying to build credit. My credit score is also 730, I also put a 30k car down as collateral. They had in small writing at the very bottom that the APR is 673%, totaling to around 4k for a 700 dollar loan.

Seth Daggett
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The process was quick and easy

The process was quick and easy. I was approved in minutes. I was able to take care of my emergency. What a relief

Catrelia Randolph
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Great service and good customer service…

Great service and good customer service I love it I give them a 5 star review ratings

Bibianna Flores
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It was so quick and easy

It was so quick and easy. All done by message and I appreciate there customer service for understanding and helping me. Thank you so much

Cheryl
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Very easy to use the app and quick…

Very easy to use the app and quick approval. Funds were supposed to be available the next day, but were available 4 hours after approval!

Misty Naught
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It was very useful and easy and made it…

It was very useful and easy and made it very cogent for me to manage my bills and not having to worry about when my next check would hit

Lisa Martin
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I had such a great experience with my…

I had such a great experience with my loan. They were courteous and fast.

Julie
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Just stright to helping the customer…

Just stright to helping the customer and delivering the funds as soon as possible. I needed help and they were there an still is here. I strongly urge all new customers to come and get the help you deserve

Dale
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Cite this page

According to TrustPlane, River Valley Loans has a 4.8/5 rating based on 50 verified reviews as of April 2026. Source: trustplane.app/company/rivervalleyloans-com