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Virtual Financial is an online company. Based on 17 reviews on TrustPlane, it has an average rating of 4.8 out of 5 stars. Last reviewed August 4, 2025.
My Husband and I have been with Virtual Financial for several years now and find them very helpful friendly and very professional.We have retired in the last two years and Virtual Financial have looked after us during this transition.A big thank you to everyone at Virtual Finance especially Adam and team for all your professional advice.
The idea of selling insurance virtually is awesome. The problem is that Virtual Financial has some problems with their structure.Virtual had an agent writing policies that DID NOT have non resident licenses in the states he/she that the policies where written. (Under someone else’s name of course) Is this fair to the other agents on the contract splitting commissions? No one informed us that the person did not have non resident licenses or was not appointed by the carriers.No agent wants this liability. So, my experience has not been good and I am not impressed with the management team on the response.Sending out a compliance email is not sufficient for a matter like this. The other issue that the change in promotional guidelines last minute really changes your income potential and its not a positive change in my opinion.
this is a great place to work if your looking for flexibility and also make a good living
Great Leadership and Proven System; Top Notch Financial Incentives; Fun environment; Work remotely
Virtual Financial offers a unique opportunity for someone who is licensed or not licensed to learn the business, get licensed, get appointed with their carriers, train and work on building your agency. This can all be done virtually. You need a phone and an Internet connection. The leaders of this company lead by example and put the work in from the start to ensure a streamlined, very efficient and duplicateable process.
If you are looking for a company that is using cutting edge technology, has the best products available, and is leading the way into the future of the largest industry on the planet....you might want to take a look at Virtual.Financial! In two words...ICONOCLASTIC VISIONARIES! I mean if you are into that type of thing!
Getting more difficult to make your life insurance sales goals? Tired of leaving your family at night, arriving at the prospects house to find them gone, There is a better way and Virtual Financial has it. Virtual Financial has developed the insurance selling system of the future and you can have it now. With Virtual Financial you can sell insurance products from home. Want to recruit agents, you can do it from home. Catch the Wave of the Future Now!
I love working for Virtual Financial, from home, building out my own virtual business, helping others build out theirs. I would, and do recommend Virtual Financial to everyone. More people should know that they have the option of having a great financial service business from home, or from anywhere with an internet connection. The lifestyle can't be beat!
Virtual.Financial is the Wave of the Future in the financial services industry. Virtual.Financial has taken the best of modern technology and the best of a 6.2 trillion dollar industry and blended them into a cutting edge platform for the distribution of financial service products. This company is 100% virtual; the training, the processes, the applications and the team building process are all done virtually. No travel, no meetings, 50 state marketplace; couple that with a partnership with Transamerica make for a very attractive business model for entrepreneurs to engage in. But what separates Virtual.Financial from any other company is the tier system: the ability for individuals to work as an inviter, manager or consultant opens the door to a much larger audience than the traditional industry does. I am a 38 year veteran of this industry and am proud to be a part of the leadership of this incredible company.
The combination of lifestyle, opportunity, challenge, resources, and last but not least financial reward in a 6.2 trillion dollar industry makes the Virtual Financial a company to definitely explore.
Virtual Financial has the clear vision, leadership, and tools to stay ahead of the curve in one of the most highly respected industries on the planet. This company is on a crusade to help the American people who need it most not only the wealthy. Virtual Financial will have an competitive advantage of reaching many of those fine Americans via the virtual business model. Other companies may try to follow us, but few will ever come close to how it is all put together. Another distinguishing factor that sets Virtual Financial apart, aside from the virtual aspect, is that people who are new to the industry can be successful using our unique tier system. In this way, individuals new to the industry can refer sales to proven industry consultants, and still make an excellent commission in so doing. Even more interesting, is that there is an established system to acclimate anyone coming on board to hit the ground running. This traditional industry has always struggled with this, but not Virtual Financial, they have 'practically perfected' this process!
Virtual Financial is a very unique company. The type of organization that sets itself apart in the way it serves its markets. The Financial Industry has been operating under the same rules & paradigms for many decades. Those rules are about to be drastically changed. Make room for the NEW Financial Organization !
The leadership and talent pool that has become the fabric of Virtual Financial is very unique in the Financial Services industry.Good people, great products and support are in place. I love working from home and conducting business with modern technology instead of driving to appointments and spending money on expensive leads as an independent agent. They provide all the support and tools needed to make money without all the other downside factors. It's the only way to go these days as an independent agent, light years ahead of other agencies.
I came from the traditional model of knee cap to knee cap sales. When I found out that there is a better way to do business I was all for it. What a terrific and productive use of your time and energy doing financial services from your own home office. The customer experience and producer experience is such a breeze. Once the traditional companies move into doing this they will all wonder why it took so long and why haven't we been doing this sooner. VF is doing it now, I'm enjoying it now. If you are thinking of coming aboard either as a client or representative do your homework but you'll see VF is the best in my opinion.
Whether you are a seasoned financial professional or someone who aspires to owning their own business, Virtual Financial is there with full support and training. I knew nothing about the industry but through all of the online training, feel confident that I will be successful in the business. I will say this....no matter how overwhelmed you may feel, they always have your back. The encouragement and support is unmatched...the products are fantastic...and I feel the company will be a household name in the not too distant future. If you are truly thinking about owning your own virtual business, this is the place to be!
I am a 40 Year Veteran Full Time Financial Services Professional with a Professional Designation (C.L.U. / Chartered Life Underwriter) from The American College of Financial Services Professionals & I view Virtual Financial / Transamerica as the True Frontier in the Financial Services Industry & The Wave of the Future in the Financial Services. Every thing I see with Virtual Financial is World Class & I am extremely Blessed to be a Virtual Financial Representative for the remainder of my Financial Services Career!
Virtual Financial is at the cutting edge of the transition of the financial services industry into the 21st century, and they have the financial backing of one of the strongest firms in the world. I built a team of 1200 agents in another marketing organization, but didn't have the support for the pure online model. Mike and Chris and the leaders of Virtual Financial, with major financial support from their partners and from Transamerica, have already created what I could only imagine at the other company. This is a very realistic opportunity for someone who appreciates the value of a proven system and can execute on a proven game plan to generate a mid 6 figure income within a year or two. Excellent virtual environment allows VF agents to work from anywhere there is a phone and internet connection. E-Applications and E-signatures extend your marketing area from your community, to the entire United States. Excellent IUL and Term Products with FULL Living Benefits. 40% advance on SUBMISSION, paydays twice a week. Full training on how to use screenshare technology to educate clients and close more business. Product and marketing training is outstanding. Great online marketing tools and advertising co-ops for lead generation. No wasted drive time. No face-to-face meetings needed at all. Downside: You must be SELF motivated and disciplined to succeed here because the FREEDOM and FLEXIBILITY of the virtual lifestyle make it very easy to relax a bit too much on occasion.
According to TrustPlane, Virtual Financial has a 4.8/5 rating based on 17 verified reviews as of April 2026. Source: trustplane.app/company/virtualfinancialgroup-com
