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Fresh Rate Funding

4.713 reviews
Last reviewed: Jun 19, 2024

Do you agree with Fresh Rate Funding's TrustScore? Voice your opinion today and hear what 13 customers have already said.

freshrate.comMember since Mar 2026

Fresh Rate Funding is an online company. Based on 13 reviews on TrustPlane, it has an average rating of 4.7 out of 5 stars. Last reviewed June 19, 2024.

Customer Reviews

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13 reviews

This company enabled phishing scams

Their email address is being used for phishing emails. I have proof and can share it with both trustpilot reviewers and this company. Who knows if this company is even real, but I know for a fact they are involved with nefarious people.

Alex Miles
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Super impressed!

Wow what a great experience! I found myself buried in credit card debt after a job loss and wasn’t sure I would qualify for a loan. I have decent credit but the amount I owe was causing my score to be less than stellar. I checked reviews and decided to give it a shot after seeing all the positive reviews. I am so glad I did as the application was painless, no nonsense and they let me know within minutes of doing the application I was approved. I got a solid rate and was funded the next day!

Karl Smith
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I’m extremely satisfied working with…

I’m extremely satisfied working with Fresh Rate Funding. The process was super simple and the representative I spoke with was very knowledgeable and so helpful. I am thrilled to work with Fresh Rate and so grateful for all the help. Thank you again Fresh Rate!!

lindsey meek
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I had a wonderful experience working…

I had a wonderful experience working with Fresh Rate Funding! They went above and beyond with my expectations on my loan! I highly recommend them.

Marti
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I'm so happy with the fast and friendly…

I'm so happy with the fast and friendly service with Fresh Rate Funding, it was seamless and the young lady was a pleasure to speak with. In the AI world we live in now a days speaking to a human being for a loan makes the process more tolerable. Thanks again!

David
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I have been dealing with the mail with…

I have been dealing with the mail with a check attached to it for a while now but let me tell you Fresh Rate Funding has been the best experience I’ve ever had from the agent and to the loan process, I couldn’t be more happier. It was quick and very smooth compared to most companies. I HIGHLY recommend them to anyone that needs help with a loan and great apr. thanks once again the team at Fresh Rate Funding

Sergio Zapata
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Comfortable Experieince

Super friendly staff. They were amazing. I felt comfortable and not intimidated through the whole process. Everything was explained in a way I could understand.

Jessica
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The service is good and with a lot of…

The service is good and with a lot of quality, in a few words it is perfect.

Yung Eastman
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Thank you Fresh Rate Funding for…

Thank you Fresh Rate Funding for walking me through the application & your patience with me.

Lauran Purvis
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Extremely pleased with the outcome

Extremely pleased with the outcome! Managed to lower my monthly payments significantly with their help. Highly recommended!

Rose Lowegyt
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Fantastic service

Fantastic service! Received multiple loan offers without any fees. Absolutely thrilled. Huge thanks to Oliver for his invaluable support.

customer
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Fast and Helpful!

I recently came across a situation where some people seemed unhappy about the interest rate offered by a lending company. However, it seems they may not fully understand how loans work. In my case, despite being declined by two other companies with a credit score of 640, Unifi Funding approved me for a $50,000 loan, albeit at a higher rate. Despite the higher rate, I'm genuinely satisfied with the approval. It's important to realize that if your credit isn't great, aiming for a low interest rate might not be realistic. Overall, I'm thrilled with the outcome!

Stone Jacob
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Helped me turn my life around

Great company, I got a letter in the mail as well. I was skeptical because I get a lot of these, and I’ve been declined before. I just wanted to pay off some of my loans I had to get my payment down. I was living month to month. My credit score was below average but never missed a payment. I went to the freshrate.com and they had my loan details ones I filled in my code. An agent called my to verify the info and income. The money was wired to me in to days. The rate was a bit higher than expected but the term was longer so my payment was super low and that’s what I wanted.

Poppi wald
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Cite this page

According to TrustPlane, Fresh Rate Funding has a 4.7/5 rating based on 13 verified reviews as of April 2026. Source: trustplane.app/company/freshrate-com