Trust PlaneTrustPlane
Mode by GM Financial logo

Mode by GM Financial

4.750 reviews
Last reviewed: Mar 1, 2026

Do you agree with Mode by GM Financial's TrustScore? Voice your opinion today and hear what 598 customers have already said.

www.getmode.comMember since Mar 2026

Mode by GM Financial is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 4.7 out of 5 stars. Last reviewed March 1, 2026.

Customer Reviews

Write a Review
Filter:
50 reviews

Mode simplified my experience by…Robert and Sonia

Mode simplified my experience by allowing me to get things done faster and with amazing results!!

Robert Castaneda
Was this helpful?

Steps in the lease to own your car process lack clarity

Difficult to know the steps in purchasing a leased vehicle without having to email Mode and ask questions all through the process. Create a step-by-step guide to distribute to clients that will help them know what to expect next.

Barbara in Ohio
Was this helpful?

There was tons of miscommunication

There was tons of miscommunication. They seemed unfamiliar with how to do business of lease buyout in Ohio. They asked for things they did not exist. It was like having a “who’s on first conversation” from start to finish it sounded like there was a lot of people in the back office with a lot of inexperience. I would expect a lot more from GM They guided me to renew my registration as is in the license bureau and the state told me that is not legal and I had to get a temporary tag with proof of purchase for my new plate and I am not allowed to drive with the old plate so that is pretty scary. That is scary they gave me that information and told me to do that. Not once but twice.

Jeanette Cable
Was this helpful?

Easy electronic online process…

I was able to purchase my lease vehicle with no obstacles. Easy online system.

Suzan
Was this helpful?

Easy and fast online application

The online process was extremely easy to use and I was approved in record time. All of the communications from GetMode were prompt and had easy to follow instructions.

Diane Briganti
Was this helpful?

Little to no hassle ask for exactly…

Little to no hassle ask for exactly what they wanted Fri me turn around time was remarkable

Private
Was this helpful?

My bankruptcy was discharged in 3/2025

My bankruptcy was discharged in 3/2025. Did a keep and pay arrangement with Ally bank to keep my car. Due to the BK, it was difficult to refinance the loan I had with Ally. Tried you guys and the process was painless and easy! Everything was done on my phone, got approved in less than a day and I’m saving 2.5% on the loan that I had with Ally. Funny how a Ford mechanic bought a Honda that is being financed by GM🤯. Thank you for having me as a customer.

Burloyloy
Was this helpful?

Mode was great

Mode was great! Very easy to work with and save me some money on my car payment. Love it!

justin stamm
Was this helpful?

MODE’s Process took 20 days of emails

MODE’s Process took 20 days of emails, faxing and phone calls. 8/25/25 I Applied for lease buy out financing, wasn’t completed until 09/15/25. I applied for 48 month term but they chose 72 months. If I wanted to change their mistake of 72 months, I would have to submit a new application. What a mess! A few years ago I bought out a lease and it was completed within 4 hours at a Jeep dealership.Why does the MODE process take so long? Customers can purchase or lease a new or used vehicle with 2-3 hours.

Nina
Was this helpful?

Excellent Experience

The entire process was simple and easy to complete online. I was extremely pleased with service and communication throughout my lease buyout experience.

Jeffrey
Was this helpful?

Easy and good prompts to move the…

Easy and good prompts to move the process through

Brad S
Was this helpful?

Lease was ending and decided to buy car…

Lease was ending and decided to buy car - process was simple to follow and decision was made quickly

Chris P
Was this helpful?

easy and quick

Easy to navigate and got everything done quickly. If I had a question and sent an email it was responded to quickly. The whole process was easier than having to deal with a dealership when it came to purchasing my vehicle after my lease was up.

Meisha Geiser
Was this helpful?

Using mode by GM to buyout my lease and…

Using mode by GM to buyout my lease and refinance it to a 5 yr loan was very easy to achieve. It is a very useful tool to help with loan servicing. I recommend it to people

Joe
Was this helpful?

Professioalism of Mode staff.

The professional help we received too make our application and transmitting by smart phone.

Ron Wittson
Was this helpful?

Refinancing was awesome

Easy process, no hassle and fast financing

Robert
Was this helpful?

Easy and convenient

Easy and convenient

James Shumate
Was this helpful?

Easy Process

Easy Process. From the moment I decided to buy my car (my lease was ending) every step of the process was well-explained and user-friendly. Customer service was great. Response time was quick.

Kristine
Was this helpful?

Everyone was so truly helpful

Everyone was so truly helpful. No matter how many times I called no matter how many questions I had, everyone was so pleasant and helpful.

Laura
Was this helpful?

Very quick and easy process

Very quick and easy process. Everything was online and any questions I had were answered promptly by the team. Exactly what is needed when re-financing!

E Collins
Was this helpful?
Cite this page

According to TrustPlane, Mode by GM Financial has a 4.7/5 rating based on 50 verified reviews as of April 2026. Source: trustplane.app/company/getmode-com