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HFS Financial

4.750 reviews
Last reviewed: Feb 28, 2026

Do you agree with HFS Financial's TrustScore? Voice your opinion today and hear what 1,870 customers have already said.

hfsfin.comMember since Mar 2026

HFS Financial is an online company. Based on 50 reviews on TrustPlane, it has an average rating of 4.7 out of 5 stars. Last reviewed February 28, 2026.

Customer Reviews

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Great company very quick funding

Great company very quick funding

Derek
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My experience with HFS was gratifying

My experience with HFS was gratifying, very easy to talk to, cost up front with no hidding fees, and to say the least very professional and courteous.

Harold
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Easiest loan I have ever got.

It was an easy straight forward process.

Stanley
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Great experience

Great experience! Easy to navigate the process and the loan processed very quickly. Very happy with HFS Financial.

Genevieve
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The process was easy and prompt

The process was easy and prompt

Michael
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Excellent

The quick process, kept me informed and notified

Samuel
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Extremely easy!

From beginning to end, we were able to secure our loan and receive a check in just days.

W. Smith
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This was quick

This was quick and they were able to help us get approved for a loan to have repairs done to our house.

Gc1065
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I had a great experience

I had a great experience

Shannon
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This is the second home improvement…

This is the second home improvement loan we have successfully done with HFS. The first was a bit bumpy as we learned the ropes and made a few mistakes that cost us time. This second loan process could not have gone smoother. We will go back to HFS when ever the need arises in the future

JOHN
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Great communicating

Great communicating. My loan representative was very helpful and easy to work with. I appreciate how she took all my calls and helped me work through this process I also like that the company i am buying the buildings from can see the status and are updated on where the process is.

Joshua Smithburg
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I spoke with an agent and he was very…

I spoke with an agent and he was very courteous, thoughtful and helpful. the process was seamless and quick

Ethna
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The loan approval process was fast and…

The loan approval process was fast and easy. A little too fast. Emails were sent my way, and I was unable to open documents to finalize the loan. Then out of the blue I received a check for somebody else’s loan and personal information. which means the other individual had my personal information and loan check. At this point, I did not even know if I was approved completely for the loan. customer service was difficult to get a hold of. I wasn’t even sure who had accepted my loan. after many attempts, customer service was great and the problems were corrected.

Eric
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Wonderful follow through

timely execution of deal

Daniel
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Easy to fill out and fast!

Easy to fill out and fast!

Laci
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Great people

Great people! Very helpful and the process was smooth.

Jesse
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Very easy to work with and very timely.

Very easy to work with and very timely.

Alisia Stevens
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Very Good Service

Very smooth and fast transaction to receive my financing for roofing. I appreciate it because I really needed my roof done. Thank you so much.

India Baxley
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Clear communication

Clear communication

Aqua Shapes
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HFS financial funded in an organized…

HFS financial funded in an organized fast and very modern way.HFS financial is very efficient and trustworthy in your execution and there equal, executable response.I have never experienced this level of performance.

Antonio F LaRosa
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According to TrustPlane, HFS Financial has a 4.7/5 rating based on 50 verified reviews as of April 2026. Source: trustplane.app/company/hfsfinancial-net