Everything was done for me I barely had…
Everything was done for me I barely had to do any paperwork, the promised timeframe was also kept.
Nick Matejko
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UP Credit
4.915 reviews
Last reviewed: Feb 23, 2026Do you agree with UP Credit's TrustScore? Voice your opinion today and hear what 15 customers have already said.
upcredit.orgMember since Mar 2026
UP Credit is an online company. Based on 15 reviews on TrustPlane, it has an average rating of 4.9 out of 5 stars. Last reviewed February 23, 2026.
Customer Reviews
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15 reviews
Strong Value Despite a Slow Start
I joined UpCredit mainly to get clarity on US banking and credit as a non-resident.My first call was with JP, who introduced the service and took the time to understand my specific situation. It didn’t feel like a generic sales call, which I appreciated.The assessment phase, however, was slower than expected, and the final output felt quite general. At that point, I wasn’t fully convinced I would get much value.What changed my perspective was the follow-up with Max. He spent a good amount of time going through my requirements in detail and answered very specific questions. That gave me more confidence and led me to join their Skool premium.The Skool content is where I see the real value. I had already spent months researching US banking and credit on my own, so I understand how scattered and inconsistent the information online can be. JP clearly put in the work to organize this into a structured and easy-to-follow format, which saves a lot of time.Another positive is accessibility, both JP and Max have been available for follow-up questions, which makes a difference compared to one-off advisory services.They also offer a done-for-you service, so it really depends on whether you want to outsource everything or learn and execute yourself.Overall, the initial assessment could be improved, but if you are serious about understanding and navigating the US credit system properly, especially as a non-resident, there is solid value in what they offer.
Abdulrahman
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UP Credit to the rescue
JP and team have been amazing to work with from the beginning. Explaining everything from the onset, they have been patient and walked me through exact steps to open my first US credit card. The skys the limit from here on out. Will continue to work with UP and would highly recommend their team for the great work they do
Pankaj Dhir
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Best decision for my credit journey
Joining the Up Credit Skool community mid last year was one of the best moves I’ve made for my credit journey. As a non US resident, I now have US credit cards with Chase, Amex, and Capital One. Huge thanks to JP for creating such a helpful community and for the support along the way.
Ben Breternitz
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My experience with UP credit
It felt professional and well handled from beginning to end. The team laid things out clearly and responded fast, which made everything go smoothly. The whole process stayed organized and easy to follow. Overall, a great experience for anyone looking to set up access to U.S. credit the right way.
Liam Fraser
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I used UP CREDIT to apply for my ITIN…
I used UP CREDIT to apply for my ITIN number and was very pleased with their service. Everything went smoothly and professionally. Communication was quick and clear, which made the entire process completely stress‑free.I was kept informed at every stage, which gave me a lot of confidence. Once the number was issued, I immediately received an email with the option to discuss the next steps.Overall, a very positive experience — a reliable service I can gladly recommend!
Pascal
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Read THIS before you sign up with UP Credit
I've been tried many ways to build my US credit as a Canadian but hitting many roadblocks. JP and Up Credit team walked me through step by step process to get ITIN, apply for multiple credit cards with 0% interest rate for my business expenses and we are now in the process of getting our a couple of business loans setup. If you're running business and know that an additional 200k can help you scale your business. Start applying for it early and do it with the right team. It'll save you a lot of time!
Ping Hsu
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JP is honestly one of the most punctual…
JP is honestly one of the most punctual and organized people I’ve had the pleasure to work with. If you’re looking to build us credit he has every solution. Often times when you hear about opportunities like this you want to take advantage yesterday. And JP along with his team really do work on a time line like no other to get the job done. Often times they were waiting on me and help me push this whole process along as fast as possible.
Robert Comella
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Great Communication Throughout
Everything was handled professionally and communication was solid throughout. Highly recommend them to anyone looking to build or access US credit
Fabiano Arachine
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UP credit go above and beyond.
The team at UP credit go above and beyond.I have been working with UP Credit to get US credit as an Australian. The team who I have been working with which is JP, Simone and Olivia have been so helpful throughout the entire process helping me with my corporate structure and advisory, and getting me accounts straight away with my personal situation.What i liked most about them is their holistic approach looking at my situation and giving me options instead of trying to push me into products that don't match my goals.You're in good hands with UP Credit
Jack Zuvelek
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My experience with UP Credit has been…
My experience with UP Credit has been honestly surprising.Always thought that opening accounts in the US was pretty difficult since I run a business outside the US...We got access to Net-60 accounts and great levels of funding for the e-commerce store we run.Before we used to spend 6 figs in spend on canadian debit cards... now im doing it through the Sapphire Business and it gets me 3X for every dollar we spend on ads.Thanks a lot to JP and his team, would recommend them!
Sophie Tremblay
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I had a great experience with UP…
I had a great experience with UP Credit. As a non-US citizen, getting set up with US bank accounts and starting to build real US credit felt complicated at first, but they made the whole process very straightforward. They walked me through each step, answered all my questions, and were clear about everything. I’m now properly set up and on my way to cards like the Chase Sapphire Reserve and Amex Gold. If you’re an international entrepreneur looking to access the US financial system, they’re 100% worth it.
Álvaro Pérez Gallo
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Very helpful and knowledgeable when it…
Very helpful and knowledgeable when it comes to all things credit and accounts in the US. Helped us secure what we needed and gain connections where we required them to better our banking situation.
Ethan
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UP Credit made getting US credit Easy
UP Credit made getting US credit as a Canadian entrepreneur seamless. They helped me set up a US bank account and get my first US credit card — something I'd been putting off because I had no idea where to start.The whole process was smooth, the team was responsive, and they actually knew what they were doing. Having US credit has been a game-changer for my business operations.If you're a Canadian looking to build US credit, these guys are the real deal. Highly recommend.— Eron O.
Eronmosele Okotako
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They help me open bank accounts in US…
They help me open bank accounts in US and start receiving my first cards as a non-us citizen and even non-resident. Very recommended to get started in this US credit journey!
jmazon
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According to TrustPlane, UP Credit has a 4.9/5 rating based on 15 verified reviews as of April 2026. Source: trustplane.app/company/upcredit-org